Christian Debt Counseling

Christian Debt Counseling Services Make the Same Claims as Secular

One of the fastest growing industries is debt counseling, consolidation, settlement, and negotiation. These businesses go by these various names, including Christian debt counseling, but they all essentially do the same things. Their purported purpose is to help anyone that's in debt over their head. As you may know, this is one of the most stress inducing and frightening positions to be in. It feels as if the entire world is on your shoulders and there's nowhere to turn. These agencies offer hope to the hopeless in the form of promises of financial freedom. In most cases they are profiting from the misfortune of others. They advertise instant credit repair help and leave out the part about the large fees they tack on. Essentially their so-called help consists of adding debt on top of debt.

• Help you catch up with your bill payments
• Reduce your monthly payments by at least fifty percent
• Bring you peace of mind
• Negotiate with your creditors for lower interest and payments, and send your payments for you
• Repair your credit

• Set up a payment plan with the help of the Bible
• God speaks about financial responsibility and we'll help you discover how to apply the words
• You must buy their Bible-based program including books and tapes
• Spiritual problems cause your debts and they will help cure you

Both Christian debt counseling and non-religious agencies use words that will appeal to their client's worst fears. In all cases they're scared because they owe so many people so much money. Those targeting a secular audience speak more about getting rid of creditors by negotiating lower terms and consolidating all debts. Those appealing to Christians put a greater emphasis on what God wants them to do and their responsibility to do the right thing for their spiritual position.

It doesn't matter if you have a religious affiliation or not; you need to use extreme caution if you choose to deal with debt counselors. They work in a multi-billion dollar industry and make their money from anyone they can. Unfortunately, Christian debt counseling services are often just as greedy and deceitful as any other.

To find a Christian debt counseling specialist who can aid you in developing a personal debt solution, fill out and submit the form found on this page. We can help ease the burden of your debt and help you begin building a healthy financial future.

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